Pawnbroking business - apply for a permit at the location Ordnungsamt Mitte - Arbeitsgruppe Gewerbe

Aktuelle Hinweise zu dieser Dienstleistung

Please note delays in processing!

The Senate Department for Economics, Energy and Public Enterprises is currently introducing new software for processing commercial law matters in Berlin's public order offices. This involves migrating extensive data sets. In addition, the new software must be integrated into workflows and the product further adapted for use in Berlin's public order offices. Due to this comprehensive system changeover, there may be delays in the processing of commercial law matters.
Such challenges are common during software conversions. We are actively working to stabilise the processes as soon as possible. Your applications and notifications will be processed as quickly as possible. We apologise for any inconvenience and thank you for your understanding!

Please note: By submitting your business registration, you have already fulfilled your obligation under Section 14 (1) of the Trade Regulation Act (GewO). You can commence your commercial activities immediately after registration. However, this does not apply to activities that require official approval. The confirmation of your business registration is not an administrative act, but merely an acknowledgment of receipt of your registration. The delay in processing will not result any disadvantages for you under commercial law.

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Contact

  • Bezirksamt Mitte
  • Ordnungsamt Mitte - Arbeitsgruppe Gewerbe
  • Karl-Marx-Allee 31 10178 Berlin
  • Contact person

  • Arbeitsgruppe Gewerbe
  • Tel.: 030) 9018-22010
  • Fax: (030) 9018-23781

Hinweise zu Öffnungszeiten

Persönliche Vorsprache nur nach vorheriger Terminvereinbarung.

Public transportation

Additional information

Für Hinweise/Beschwerden zu Störungen im öffentlichen Raum nutzen Sie bitte
Ordnungsamt-Online

Payment options

  • Barzahlung
  • Girocard (mit PIN)

Service description

Pawnbroking business - apply for a permit

Anyone wishing to operate a pawnbroker’s business or act as a pawnbroker’s agent must obtain a licence from the relevant authority. The licence may be subject to conditions where this is necessary to protect the public or the pledgor. You must apply for the licence before commencing business. You are only authorised to carry on the business once the licence has been granted.

Pawnbrokers and pawnbroking agents
  • A pawnbroker grants a cash loan against the deposit of collateral to secure the loan, together with interest and the costs of conducting business. The pawnbroker must also notify the competent authority, at the start of business operations, of the premises to be used for the business. Any change of premises must also be notified.
  • The pawnbroking agent acts as an intermediary in pawnbroking transactions by granting an advance on collateral entrusted to them and pledging the collateral in their own name with a pawnbroker.
As a pawnbroker, you are obliged to insure the collateral against fire damage, water damage, burglary and robbery for at least double the amount of the loan.

In the case of partnerships (e.g. GbR, OHG, KG), each managing partner is considered a trader; in the case of legal entities (GmbH, UG or AG), the licence is granted to the company.

Procedure
  1. You must apply to the relevant authority for a licence to operate a business as a pawnbroker or pawnbroking agent.
  2. Following the assessment, you will either be granted a licence or receive a notice of refusal. A licence may be subject to certain conditions.

You can also access this service online

Online processing

Prerequisites

  • Personal reliability
    Reliability is checked on the basis of various forms of evidence. The applicant must provide information from the Federal Central Register (certificate of good conduct) and information from the Central Trade Register.
  • Orderly financial circumstances
    It is verified whether the applicant is in debt (of a private or public nature) or if there are any known insolvency proceedings.
  • Evidence of the means or securities required for business operations
    You must provide evidence of the necessary funds or security for the first six months. This may take the form of bank balances or a bank guarantee.
  • To apply online: Register or log in using your BundID account

Documents required

  • Application for a permit (pawnbroker permit)
    You can either submit your application online or use the form and submit your application in writing by post.
  • Identity document
    Identity card or other official identification document with photo (not required for electronic application).
    Residence permit if the applicant is not a national of an EU country.
  • Certificate of good conduct for presentation to an authority
    To verify personal reliability, an extract from the Federal Central Register (certificate of good conduct) is required for submission to an authority (document type O).
    The information must not be older than three months.
  • Excerpt from the central business register for presentation to an authority
    To verify personal reliability, information from the central business register is required for submission to an authority (document type 9).
    The information must not be older than three months.
  • Information from the debtors' register (Central Enforcement Portal)
    Information regarding entries must be requested online from the central enforcement centre for the respective federal state (see "more information").
  • Information from the insolvency register
    • Two certificates are required for initiating insolvency proceedings for natural persons who are residents of Berlin. The first certificate for consumer insolvency proceedings must be applied for with the local court responsible for your place of residence, and the second one for regular insolvency proceedings is available from the District Court Charlottenburg Amtsgerichtsplatz 1, 14057 Berlin.
    • The District Court Charlottenburg, Amtsgerichtsplatz 1, 14057 Berlin is responsible for insolvency proceedings for legal entities and private trade companies based in Berlin.
    • Applicants residing / operating outside of Berlin please inform themselves about the respective responsibilities of the insolvency courts via the central place and court directory (see "more information").
  • Evidence of the means or securities required for the pawnbroking business
    Evidence of sufficient means or securities for at least the first six months of business operation must be provided. Such evidence can be provided by presenting a corresponding bank guarantee or a financing commitment from a bank. In particular costs for staff, rent, furniture, equipment and insurances must be provided for, under consideration of the expected earnings.
  • Ground plan
    Floor plan of the premises intended for the business (ideally on a 1:100 scale).
  • Up-to-date excerpt from the Trade Register
    Registered companies please submit a current excerpt from the commercial register when applying. Legal entities in the process of formation (GmbH, AG) must submit the articles of association.

Fees

84.00 to 2,075.00 euros per expense

Average time to process request

1 month

Notes on responsibility

The permit must be applied for at the public order office responsible for the place of business. If a place of business is not yet known, the permit can also be applied for at the public order office responsible for the applicant's place of residence.